Your VA Refinance Options
VA Streamline Refinance
The Streamline IRRRL (Interest Rate Reduction Refinance Loan) provides an efficient way to refinance one VA loan into another VA loan with a better interest rate.
- VA-to-VA loan refinancing only.
- No appraisal or credit underwriting required.
- No cashback may be taken.
- This option is sometimes used by homeowners who have an existing ARM (Adjustable Rate Mortgage).
- Minimal documentation required.
- No income qualification needed.
VA Cash-Out Refinance
The Cash-Out option gives qualified homeowners the opportunity to refinance their existing VA or non-VA mortgage to access the equity in their homes through cashback.
- Follow standard VA loan credit, appraisal, and underwriting processes.
- No restrictions on what you can do with the cashback.
- You can refinance a VA, USDA, FHA, or conventional loan.
- Up to 100% financing*
