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“We are a VA approved lender, not affiliated with the Dept of Veterans Affairs or any government agency”
“We are a VA approved lender, not affiliated with the Dept of Veterans Affairs or any government agency”
VA Mortgage Loans are a powerful entitlement you earned. It allows military and veteran home buyers the opportunity to purchase a home easier than other loan products, offering no money down and no private mortgage insurance.
No Down Payment Required
Talk to your VA mortgage lenders about one of the only lending program on the market that offers a no down payment mortgage. Most lending programs require at least some form of down payment. Borrowers using the VA loan can purchase immediately with zero* down, avoiding years of saving up and paying someone else’s rent.
Save With No Monthly VA Mortgage loans Insurance
VA mortgage loans in Hilo, HI do not require mortgage insurance, even when the home buyer is putting no money down. The buyer not only saves cash upfront, but can also save thousands over the lifetime of the loan and give the buyer more purchasing power when shopping for a home.
Flexible Underwriting Guidelines – Because You Deserve Consideration
The VA home loan has very flexible underwriting guidelines compared to a conventional mortgage and other types of home loan financing. Lower credit scores are approved more than with conventional loans, and underwriters can approve the loan based on “makes-sense” financing.
VA loans also allow for a higher debt-to-income ratio than other types of mortgages. Because of this, borrowers qualify for tens of thousands more in purchase price than if they used conventional financing in some markets.
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Copyright©2021 American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity.
NV MB 2941/164. Georgia Residential Mortgage Licensee.
AZ Corp BK 0906702
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Licensed as Aligned Mortgage in AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY
Licensed as American Pacific Mortgage in IA, NV, OK, SC, MN, AZ
Regulated by the Colorado Division of Real Estate
Licensed by the Dept of Financial Protection and Innovation under the CRMLA
Licensed under the Oregon Consumer Finance Act
Licensed by the Department of Savings and Mortgage Lending, SML Banker Registration 1850 & SML Residential Mortgage Loan Servicer Registration
PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE MORTGAGE BANKER REGISTRATION AND RESIDENTIAL MORTGAGE LOAN ORIGINATOR ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE, SIGN AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.
