Residential Mortgage Loan Originator

Stephen W. Palacios II

NMLS #1998207
Licensed in TX

(210) 307-6800

Stephen Palacios is San Antonio-born and raised with no plans to change the status quo. Not only does he love his job as a loan officer for Aligned Mortgage in San Antonio, but this is also the city his mother and eight of her siblings call home. To Stephen, hearth, home, and family are all essential components that make up a happy and fulfilling life. 

As a self-described people person who also loves numbers, he did a stint in new home sales to learn the business and soon realized that his strengths and weaknesses were leading him away from sales and toward his current position as a loan officer.  

Stephen understands that the home buying process can be daunting, and he prides himself in his ability to offer a personal touch and get his clients into homes in a way that is most comfortable to them. He hears horror stories about borrowers who have had negative experiences, and he aims to ensure that his clients never have to worry about that when they deal with him. Instead, he wants them to feel confident that he’s on their side from the start of the process to the very end.  

Although Stephen handles FHA and some conventional loans, he processes VA Loans primarily as an officer with Aligned Mortgage. One of the highlights of his job surrounds conversations he has with Veterans who are unclear about the scope of their VA Loan benefits. Providing Veterans with complete and accurate information that allows them to make the best decisions for their families is the most critical and satisfying part of his position as a loan officer. 

When Stephen isn’t working, he’s spending time with his close-knit family, including his four daughters, who enjoy movie nights, arcades, or playing in the park. He also makes time for sand volleyball, flag football, and golf. 

powered by Birdeye


Our mission is to aggressively serve veterans and their families through education and facilitation of the VA Home Loan Benefit while advocating for our local military and veteran community.

  • Hidden
  • Hidden
  • This field is for validation purposes and should be left unchanged.
ID: 49455

Learn Your Buying Power.

Register For Our Next Free Online VA Loan Seminar

Skip to content