“Aligned Mortgage is a VA approved lender but not affiliated with the Department of Veterans Affairs or any government agency”
joshua.payne@alignedmortgage.com
Joshua Payne has had close ties to the military since birth. As the son of a U.S. Marine Corps Veteran, he grew up experiencing the challenges of military life and learned about the importance of serving others at an early age. He chose a career in the mortgage industry when he saw the impact his mentor, Tony Dias, had on the local military community, educating veterans about their VA Home Loan benefit. Joshua’s goal is to help our service members and the local community realize their dream of homeownership.
Keeping his clients informed, up to date, and comfortable throughout the loan process is how Joshua serves others. He works hard to find the best possible mortgage solutions for them and calmly guides them to make smart choices. His philosophy is simple: treat each client like a treasured friend or family member.
In his free time, Joshua loves to golf, play basketball, travel, and meet new people. He is a faithful member of Pearlside Church. He enjoys learning more about everyone he encounters and is a strong believer in leaving the world a better place for the future.
Our mission is to aggressively serve veterans and their families through education and facilitation of the VA Home Loan Benefit while advocating for our local military and veteran community.
BECOME A HOMEOWNER
You served. Now let us serve you.
© 2023 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs, and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.
NV MB 2941/164. Georgia Residential Mortgage Licensee.
AZ Corp BK 0906702
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Licensed as Aligned Mortgage in AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY
Licensed as American Pacific Mortgage in IA, NV, OK, SC, MN, AZ
Regulated by the Colorado Division of Real Estate
Licensed by the Dept of Financial Protection and Innovation under the CRMLA
Licensed under the Oregon Consumer Finance Act
Licensed by the Department of Savings and Mortgage Lending, SML Banker
AZ BK 0906702
Georgia Residential Mortgage Licensee
Licensed by the N.J. Department of Banking and Insurance
Rhode Island Licensed Lender
Registration 1850 & SML Residential Mortgage Loan Servicer Registration
PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE MORTGAGE BANKER REGISTRATION AND RESIDENTIAL MORTGAGE LOAN ORIGINATOR ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE, SIGN AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.