“Aligned Mortgage is a VA approved lender but not affiliated with the Department of Veterans Affairs or any government agency”
hector.flores@alignedmortgage.com
I have been fortunate to have a successful career in the mortgage industry, with 20 years of experience. In my previous roles, I have managed large teams, conducted pipeline management, and ensured compliance with legal, regulatory, and business policies that align with Corporate Risk Control Management (CRCM) and (RCSA) – Risk and Control Self-Assessment requirements.
During the first 5 years of my career, I worked in the mortgage default servicing space, leading teams as a Loan Administration Manager and Lending Manager in the Pre-Foreclosure, Short Sales, and Home Preservation Departments. This experience was rewarding as I helped my teams and homeowners navigate through challenging situations. I later transitioned in to the Retail Home Mortgage space as an Area Underwriting and Closing Manager, leading a Department that included a Mortgage Business Support Group (BSG), Mortgage Underwriting, and Mortgage Closing Team. I was later entrusted to build and lead a new National Assumptions Business Support Group and an Assumptions Mortgage Closing Department.
My passion for the mortgage industry is driven by my desire to help people achieve homeownership milestone. I believe in building strong relationships with my colleagues, customers, and business partners to ensure success for everyone involved.
Outside of work, I enjoy spending time with my family and pursuing my passion for the outdoors. Whether it’s playing with my kids, fishing, hunting, biking, or trying to improve my golf game, I find joy in being active and exploring new adventures.
Overall, I am a dedicated professional with a passion for the mortgage industry, a love for the outdoors, and a commitment to my family and community. I strive to make a positive impact in all aspects of my life, the lives of others and I am always looking for new opportunities to grow and learn.
Our mission is to aggressively serve veterans and their families through education and facilitation of the VA Home Loan Benefit while advocating for our local military and veteran community.
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You served. Now let us serve you.
© 2023 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs, and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply.
PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE MORTGAGE BANKER REGISTRATION AND RESIDENTIAL MORTGAGE LOAN ORIGINATOR ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE, SIGN AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
Registration 1850 & SML Residential Mortgage Loan Servicer Registration
Licensed by the Dept of Financial Protection and Innovation under the CRMLA
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Licensed by the Department of Savings and Mortgage Lending, SML Banker
Regulated by the Colorado Division of Real Estate
AZ BK 0906702
NV MB 2941/164
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Licensed as Aligned Mortgage in AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY
Licensed as American Pacific Mortgage in AZ, IA, MN, NV, OK, SC
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