“Aligned Mortgage is a VA approved lender, however not affiliated with the Dept. of Veterans Affairs or any government agency”
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“Aligned Mortgage is a VA approved lender, however not affiliated with the Dept. of Veterans Affairs or any government agency”
This is your first step to see how much money you can save with a Refinance. We will be here to guide you through the loan process.
A great way to reduce your monthly mortgage payments or stabilize your mortgage loan is by refinancing. If you are currently a service member or veteran with a VA-backed home loan, you may qualify for an Interest Rate Reduction Refinance Loan or IRRRL. Lenders and Borrowers both like the IRRRL because of the ease of refinancing. Borrowers do not have to go through the standard VA lender underwriting process and the home doesn’t require an appraisal.
The IRRRL saves time, money/fees and paperwork. This type of Refinance is also called a “VA streamline refinance” due to the process being so simplified. Refinancing your VA Mortgage with an IRRRL allows you to improve your current VA loan by replacing it with a new one. The new loan offers different terms which will allow you to lower your monthly payment by requiring an interest rate reduction. The VA requires that a refinance must offer the veteran a Net Tangible Benefit. This means an IRRRL truly benefits our veterans through a reduced monthly payment.
The Cash-Out option gives qualified homeowners the opportunity to refinance their existing VA or non-VA mortgage to access the equity in their homes through cashback. The Cash-Out refinance option follows standard VA loan credit, appraisal, and underwriting processes. There are no restrictions on what you can do with the cashback. You can refinance a VA, USDA, FHA or conventional loan.
To aggressively serve veterans and their families through education and facilitation of the VA Home Loan Benefit, while advocating for our local military and veteran community.
Aligned Mortgage made it our mission to arm military and veteran homebuyers with clear and actionable information so they’re empowered to buy a piece of the land they’ve defended with their VA home loan entitlement. Attending one of our free VA Home Loan Seminars is step one.
Delivering world-class service and education to the men and women that are serving or who have served our country during the home buying or refinancing process. We practice responsible communication. Ensuring it is always clear, complete and current.
Our team’s expertise provides a smooth loan process for the borrower, often closing within a month. Do not let anyone tell you it takes too long to close a VA Loan!
Our Vision is to ensure that anyone who has defended our country will have an opportunity to own a piece of it.
Respectful – Always showing we care
Everyone deserves our courteous attention, regardless of the circumstances. We do everything with intention and purpose.
We Take Pride In What Our Veterans Have To Say About Our Service.
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You served. Now let us serve you.
Copyright©2021 American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity | Powered by Tribu Marketing and Advertising.
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AZ Corp BK 0906702
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Regulated by the Colorado Division of Real Estate
Licensed by the Dept of Financial Protection and Innovation under the CRMLA
Licensed under the Oregon Consumer Finance Act
Licensed by the Department of Savings and Mortgage Lending, SML Banker Registration 1850 & SML Residential Mortgage Loan Servicer Registration
PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE MORTGAGE BANKER REGISTRATION AND RESIDENTIAL MORTGAGE LOAN ORIGINATOR ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE, SIGN AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.
