“Aligned Mortgage is a VA approved lender but not affiliated with the Department of Veterans Affairs or any government agency”
This is the beginning of your journey to owning your own home and building your legacy through homeownership.
Despite the fact that we are living in an ever-changing market where interest rates fluctuate faster than the tides in the ocean at Sandy Beach, there is one thing that hasn’t lost its steadfast reliability in the homebuying industry… The handy-dandy “PreApproval letter”.
PreQualification
Most sellers will not take a PreQualification letter seriously because it is based on stated/verbal income and credit information.
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PreApproval
REALTORS(R) and sellers are more likely to accept a PreApproval offer for the property because the letter is based on verified income, credit & other documentation.
PreQualification
Gives you a basic understanding of what you “might” qualify for, but should not be considered as the “green light” to start shopping.
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PreQualification
Once you are PreApproved, your lender will provide you with a powerful PreApproval letter that will state a specific dollar amount that you qualify for. You can confidently start your home search and submit offers based on this letter knowing that you have a conditional guarantee of funding.
PreQualification
Can be done over the phone with no documentation and is worth no more than the paper it is written on.
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PreQualification
PreApprovals are backed up with legitimate documentation and provides an exact snapshot of what kind of interest rate you will pay as well as specifics on your loan fees and other related expenses. The letter says that you are APPROVED and creditworthy!
Someone always leaves this Seminar saying “I Wish I Would Have Known”. Let us help you discover the truth about your VA Home Loan Benefit through one of the longest-running & most powerful seminars on the subject, presented by renowned VA expert, Tony Dias (Steward of Aligned Mortgage, NMLS 222836).
Attending this FREE seminar is the first step in your journey toward leaving a lasting legacy through homeownership!
BECOME A HOMEOWNER
You served. Now let us serve you.
© 2023 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs, and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply.
PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE MORTGAGE BANKER REGISTRATION AND RESIDENTIAL MORTGAGE LOAN ORIGINATOR ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE, SIGN AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.
THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.
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