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“We are a VA approved lender, not affiliated with the Dept of Veterans Affairs or any government agency”
“We are a VA approved lender, not affiliated with the Dept of Veterans Affairs or any government agency”
We are Hawaii’s #1 VA Lender*, and our team has helped thousands of Veterans purchase their home using the VA Home Loan Benefit. We pride ourselves on our expertise in the VA Home Loan program, incredible work ethic, world-class customer service, and a passion to change the way Veterans are served in our country. We can’t wait to serve you!
At Aligned Mortgage Hawaii, we have educated over 150,000 Veterans on the VA Home Loan benefit through our live and virtual seminars and briefs on military bases taught by VA Loan Expert and prior service Marine, Tony Dias. Education is the key to successfully navigating the home loan process. Tony breaks it down so Veterans understand what they need to get started from getting a Certificate of Eligibility to dispelling the myths surrounding the loan process. Get a $675 coupon toward closing just for attending a seminar online!
It doesn’t matter if you are 18 or 80! If you served your country, you may qualify for a VA Home Loan!
If you are PCSing to Hawaii, this video will detail the benefits of buying a home in Hawaii and provides compelling information to help you understand how a 3 year PCS shouldn’t stop you from investing in real estate while you are here. Brought to you by Senior Loan Officer John Sego NMLS#1439557, Lt. Col. U.S. Army (ret).
NOT SURE IF YOU SHOULD BUY?
ATTEND A FREE VA HOME LOAN SEMINAR TO LEARN MORE!
At Aligned Mortgage, our goal is to be Aligned with the Community, too! If you are not eligible for a VA Home Loan, we can assist you with many different loan options.
Submit your loan application today!
Do You Know The Difference?
PreQualification
Most sellers will not take a PreQualification letter seriously because it is based on stated/verbal income and credit information.
VS
PreApproval
Realtors and sellers are more likely to accept a PreApproval letter for the property because it is based on verified income, credit & other documentation.
PreQualification
Gives you a basic understanding of what you “might” qualify for, but should not be considered as the “green light” to start shopping.
VS
PreApproval
Once you are PreApproved, your lender will provide you with a powerful PreApproval letter that will state a specific dollar amount for which you qualify. You can confidently start your home search and submit offers based on this letter knowing that you have a conditional approval of funding.
PreQualification
Can be done over the phone with no documentation and is worth no more than the paper it is written on.
VS
PreApproval
PreApprovals are backed up with legitimate documentation and provides an exact snapshot of what kind of interest rate you will pay, as well as specifics on your fees and other related expenses. The letter says that you are APPROVED and creditworthy!
Get pre-approved by one of our loan officers to see how much you can afford. Ready to become a homeowner? Contact us today!
*#1 VA LENDER as of January 1, 2019 – December 31, 2019. Results Provided by Corelogic. Licensed by the Department of Business Oversight Under the California Residential Mortgage Lender Act. A Division of American Pacific Mortgage Corporation NMLS# 1850.
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NEWS FOR VETERANS
© 2020 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.
NV MB 2941/164. Georgia Residential Mortgage Licensee.
AZ Corp BK 0906702
Consumer Access Privacy Policy Accessibility Statement Disclosures
Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.
Licensed under the Oregon Consumer Finance Act
Licensed by the Department of Savings and Mortgage Lending, SML Banker Registration 1850 & SML Residential Mortgage Loan Servicer Registration
PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE MORTGAGE BANKER REGISTRATION AND RESIDENTIAL MORTGAGE LOAN ORIGINATOR ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE, SIGN AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEB SITE AT WWW.SML.TEXAS.GOV.
This is your first step to see how much money you can save with a Refinance. We will be here to guide you through the loan process.
This is your first step to see how you can qualify for a lower down payment than other loans. We will be here to guide you through the loan process.
This is your first step to see how you can qualify for a no down payment and low Private mortgage insurance USDA loan. We will be here to guide you through the loan process.
