“Aligned Mortgage is a VA approved lender but not affiliated with the Department of Veterans Affairs or any government agency”

HAWAII TEAM

We are Hawaii’s #1 VA Purchase Lender*, and our team has helped thousands of Veterans purchase their home using the VA Home Loan Benefit. We pride ourselves on our expertise in the VA Home Loan program, incredible work ethic, world-class customer service, and a passion to change the way Veterans are served in our country. We can’t wait to serve you!

  • 94-539 Puahi St, Waipahu, HI 96797
  • (808) 677-5626
  • NMLS ID #1696573
  • Licensed in CA, CO, FL, GA, HI, IA, IN, KS, MI, MN, MO, OR, SD, TN, TX, VA, WA, WY
    Licensed as American Pacific Mortgage in IA, NV, OK, SC, MN, AZ
GET PRE-APPROVED
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ATTEND A FREE VA HOME LOAN SEMINAR

Educating Veterans. It’s What We Do.

At Aligned Mortgage Hawaii, we have educated over 150,000 Veterans on the VA Home Loan benefit through our live and virtual seminars and briefs on military bases taught by VA Loan Expert and prior service Marine, Tony Dias.  Education is the key to successfully navigating the home loan process.  Tony breaks it down so Veterans understand what they need to get started from getting a Certificate of Eligibility to dispelling the myths surrounding the loan process. Get a $500 coupon toward closing just for attending a seminar online!

Are You Eligible For The
VA Home Loan?

It doesn’t matter if you are 18 or 80! If you served your country, you may qualify for a VA Home Loan!

find out if you are eligible!

Should I Buy or Rent a Home?

If you are PCSing to Hawaii, this video will detail the benefits of buying a home in Hawaii and provides compelling information to help you understand how a 3 year PCS shouldn’t stop you from investing in real estate while you are here.  Brought to you by Senior Loan Officer John Sego NMLS #1439557, Lt. Col. U.S. Army (ret).

NOT SURE IF YOU SHOULD BUY?
ATTEND A FREE VA HOME LOAN SEMINAR TO LEARN MORE!

Register For FREE
 

Not a Veteran? Not a problem!

At Aligned Mortgage, our goal is to be Aligned with the Community, too! If you are not eligible for a VA Home Loan, we can assist you with many different loan options.
Submit your loan application today!

Apply Now

PreApproval Vs. PreQualification

Do You Know The Difference?

Seller
Confidence

PreQualification
Most sellers will not take a PreQualification letter seriously because it is based on stated/verbal income and credit information.

VS

PreApproval
Realtors and sellers are more likely to accept a PreApproval letter for the property because it is based on verified income, credit & other documentation.

Know Your
Buying Power

PreQualification
Gives you a basic understanding of what you “might” qualify for, but should not be considered as the “green light” to start shopping.

VS

PreApproval
Once you are PreApproved, your lender will provide you with a powerful PreApproval letter that will state a specific dollar amount for which you qualify. You can confidently start your home search and submit offers based on this letter knowing that you have a conditional approval of funding.

Demonstrated Creditworthiness

PreQualification
Can be done over the phone with no documentation and is worth no more than the paper it is written on.

VS

PreApproval
PreApprovals are backed up with  legitimate documentation and provides an exact snapshot of what kind of interest rate you will pay, as well as specifics on your fees and other related expenses. The letter says that you are APPROVED and creditworthy!

Are you ready to get started?

Get PreApproved Today

TESTIMONIALS

5 Star line
Yes I would recommend aligned mortgage to any one needing a home loan. They were really helpful and caring for all my needs. Also at anytime I may had questions or didn’t understand something they didn’t hesitate to take the time to explain and even took my calls at anytime of the day or week. They also was speedy in the process but careful in not missing any details of the process.
Wesley H.
Google Review
5 Star line
The best lending firm you could ever get! John Paul and his team helped me close on a house in less than 30 days! Best customer service you can ask for! Thanks for helping us Veterans achieve our dreams in owning a home.
Stat B.
Google Review
5 Star line
Very professional and excellent service. Everything was done online in an effective and efficient timely manner during this time of a pandemic. Just an overall five star experience!
Chris M.
Google Review
MORE REVIEWS

OUR TEAM

what is a VA home loan
Rachel Willis
NMLS #1844650
Branch Manager
what is a va home loan
Larry Gonzales
NMLS #1452722
Sr. Loan Officer
what is a VA home loan
Nathan Bernier
NMLS #816249
Sr. Loan Officer
what is a VA home loan
Nick Foley
NMLS #1509851
Sr. Loan Officer
what is a VA home loan
Robert Glover
NMLS #1071486
Sr. Loan Officer
what is a va home loan
Ben Fransen
NMLS #2004153
Sr. Loan Officer
RhyAnn Gonzales
NMLS #2219038
Loan Officer

You’ve served,
now let us serve you

Get pre-approved by one of our loan officers to see how much you can afford. Ready to become a homeowner? Contact us today!

  • 94-539 Puahi St Waipahu, HI 96797
  • (808) 677-5626
  • NMLS ID #1696573
  • Licensed in HI, AZ, CA, IA, KS, MN, MO, OR, TN, TX, VA, WA, WY
  • This field is for validation purposes and should be left unchanged.

A Division of American Pacific Mortgage Corporation NMLS# 1850 | *#1 VA PURCHASE LENDER as of January 2020 – December 2020: Market Share Report by CBMI | Licensed by the Dept of Financial Protection and Innovation under the CRMLA.  

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LINKS

Contact Us 
VA Loans
Seminars
Locations
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OUR LOCATIONS 

Hawaii
Texas
Nevada
Multi-State Loan Team

 

BECOME A HOMEOWNER

You served. Now let us serve you.

GET STARTED

© 2023 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs, and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply.

PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE MORTGAGE BANKER REGISTRATION AND RESIDENTIAL MORTGAGE LOAN ORIGINATOR ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE, SIGN AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

Registration 1850 & SML Residential Mortgage Loan Servicer Registration
Licensed by the Dept of Financial Protection and Innovation under the CRMLA
Licensed under the Oregon Consumer Finance Act
Licensed by the Department of Savings and Mortgage Lending, SML Banker
Regulated by the Colorado Division of Real Estate

AZ BK 0906702
NV MB 2941/164
Georgia Residential Mortgage Licensee
Licensed by the N.J. Department of Banking and Insurance
Rhode Island Licensed Lender

Licensed as Aligned Mortgage in AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY

Licensed as American Pacific Mortgage in AZ, IA, MN, NV, OK, SC

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Start Your Refinance Pre-Approval!

This is your first step to see how much money you can save with a Refinance. We will be here to guide you through the loan process.

Start Your FHA Pre-Approval!

This is your first step to see how you can qualify for a lower down payment than other loans. We will be here to guide you through the loan process.

Start Your USDA Pre-Approval!

This is your first step to see how you can qualify for a no down payment and low Private mortgage insurance USDA loan. We will be here to guide you through the loan process.

We Have Helped Thousands of veterans achieve home ownership using The VA Home Loan.

FIND US NEAR YOU

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Learn Your Buying Power.

Register For Our Next Free Online VA Loan Seminar

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