“Aligned Mortgage is a VA approved lender but not affiliated with the Department of Veterans Affairs or any government agency”

Let Us Help You Find The Right Loan.

FHA offers loans for those with lower credit scores and offers lower down-payments than other loan products.

Aligned Mortgage offers No Lender Fees on FHA Loans!

CALL US

1-833-368-6384

Start Your FHA Pre-Approval!

This is your first step to see how you can qualify for a lower down payment than other loans. We will be here to guide you through the loan process.

Is The FHA Loan Right For You?

What Is An FHA Loan?

FHA loans are originated by FHA-approved lenders and insured by the Federal Housing Administration. FHA mortgage loans must adhere to these lending guidelines, including but not limited to:

  • The safety of the property being purchased,
  • The financial capabilities of the borrower
  • The balance of the loan in relation to local incomes

FHA loans are designed for low and moderate-income earners, as they allow for lower down payments and lower credit scores than conventional loan options. They can be used for:

  • Single-family homes
  • Multifamily properties (up to four units)
  • Manufactured and mobile homes
  • Condos

Qualifying For An FHA Loan

Since FHA loans come with the financial safety net of government backing, lenders can loan to borrowers who have lower credit scores or smaller down payments. Generally, it is easier to qualify for an FHA loan than other loan programs particularly conventional loans. Learn More About FHA Loans

Why Choose Aligned
Mortgage

To aggressively serve veterans and their families through education and facilitation of the VA Home Loan Benefit, while advocating for our local military and veteran community.

No Lender Fees

Aligned Mortgage offers no lender fees on all Government loans! Including FHA, USDA, VA loans

TRANSPARENCY & COMMUNICATION

Delivering world-class service and education to the men and women that are serving or who have served our country during the home buying or refinancing process. We practice responsible communication. Ensuring it is always clear, complete and current.

CLOSE YOUR LOAN IN 30 DAYS

Our team’s expertise provides a smooth loan process for the borrower, often closing within a month. Do not let anyone tell you it takes too long to close a FHA Loan!

Veteran Led Team

Our Vision is to ensure that anyone who has defended our country will have an opportunity to own a piece of it.

Respectful – Always showing we care

Everyone deserves our courteous attention, regardless of the circumstances. We do everything with intention and purpose.

Five Star Rated Business

We Take Pride In What Our Veterans Have To Say About Our Service.

5 Star line
The folks at Aligned were helpful, patient, and more than willing to answer all our questions and concerns as first time home buyers. They made the process easy.
Court M.
5 Star line
What a refreshing organization that is serving the community and leading people to a better home. You will feel the heart of Tony as he explains the importance of helping those around him and leading people to a secure future. Aloha Tony for all you are doing.
Mark B.
5 Star line
Had a wonderful experience purchasing our home regardless of our apprehensions, time constraints and lack of experience in the Hawaiian market. We purchased a home on the mainland using the VA loan but were left confused. We were not provided with the education and tools Aligned Mortgage provided us with. We highly recommend them for your next home purchase.
Cris T.
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BECOME A HOMEOWNER

You served. Now let us serve you.

BECOME A HOMEOWNER

© 2023 American Pacific Mortgage Corporation. For informational purposes only. No guarantee of accuracy is expressed or implied. Programs shown may not include all options or pricing structures. Rates, terms, programs, and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions may apply. Equal Housing Opportunity.
NV MB 2941/164. Georgia Residential Mortgage Licensee.
AZ Corp BK 0906702
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Licensed as Aligned Mortgage in AL, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY
Licensed as American Pacific Mortgage in IA, NV, OK, SC, MN, AZ
Regulated by the Colorado Division of Real Estate
Licensed by the Dept of Financial Protection and Innovation under the CRMLA
Licensed under the Oregon Consumer Finance Act
Licensed by the Department of Savings and Mortgage Lending, SML Banker
AZ BK 0906702
Georgia Residential Mortgage Licensee
Licensed by the N.J. Department of Banking and Insurance
Rhode Island Licensed Lender
Registration 1850 & SML Residential Mortgage Loan Servicer Registration
PURSUANT TO THE REQUIREMENTS OF SECTION 157.007 OF THE MORTGAGE BANKER REGISTRATION AND RESIDENTIAL MORTGAGE LOAN ORIGINATOR ACT, CHAPTER 157, TEXAS FINANCE CODE, YOU ARE HEREBY NOTIFIED OF THE FOLLOWING: CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE, SIGN AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. COMPLAINT FORMS AND INSTRUCTIONS MAY BE DOWNLOADED AND PRINTED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550.

THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

We Have Helped Thousands of veterans achieve home ownership using The VA Home Loan.

FIND US NEAR YOU

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Learn Your Buying Power.

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