Pre-Approval Vs. Pre-Qualification

You Thought Being Pre-Qualified Was Enough?  Think Again. Despite the fact that we are living in an ever-changing market where interest rates fluctuate faster than the tides in the ocean at Sandy Beach, there is one thing that hasn’t lost its steadfast reliability in the homebuying industry… The handy-dandy “Pre-Approval letter”. What, might you ask, […]

9 Must-Knows About the VA Cash-Out Refinance Loan

Refinance your home

Considering Getting Your Mortgage Refinanced? Here are 9 Must-Knows About The VA Cash-Out Refinance Loan For Veterans. VA-backed refinance options are gaining popularity with qualified borrowers who are looking to explore lower interest rates or access their home’s equity through cashback. The VA Cash-Out Refinance Loan offers many of the advantages characteristic of the VA loan […]

Live Online VA Home Loan Seminar

You have successfully registered for our FREE VA Home Loan Seminar.  You will receive an email with a link that will give you access to this amazing seminar.  Follow us on social media for the latest update on what’s going on in the VA Home Loan marketplace! Please do not forget to check your SPAM […]

Can I Afford To Buy A House?

can I afford to buy a house

Can I Get Cash-Out With An IRRRL? Unfortunately, there aren’t any cash-out options with an IRRRL, however, there is an exception of up to $6,000 in the case for energy-efficient improvements. The lender may require you to prove the upgrades will provide an actual return on the investment by having an energy audit of your […]

First-Time Home Buyers And The VA Home Loan

First-time homebuyers banner

A great way for a Veteran to get into their first home is using their VA Home Loan Benefit. The qualifications for Veterans that are first-time home buyers using the VA loan program are simple. If you’re eligible it should be considered as one of your first and best options. The VA Home Loan Guaranty […]

Is The FHA Loan Right For You?

The Federal Housing Administration is a government agency who insures mortgage loans in the United States. FHA protects mortgage lenders if the property owner defaults on their loan. This allows FHA-approved lenders to offer loans to borrowers with lower credit scores and lower down-payments than other loan products allow. History Of The FHA Loan The […]

The VA Home Loan Program – The Basics

VA LOan Program Basics Military family

What is the VA Home Loan Program? The VA Home Loan program, also known as the VA Loan, is one of the most important benefits our military veterans have. It is only available for military veterans (or certain eligible surviving spouses) and is guaranteed by the U.S. government. What does it mean exactly, to have […]

New Loan Programs Available from Aligned Mortgage

Aligned Mortgage New Loan Programs

Aligned Mortgage Is Proud To Offer Our Community New Loan Programs At Aligned Mortgage we are proud to serve our veteran community and taking care of our families is what we do best. Over the past decade and a half, Tony Dias and his team have served countless veterans and helped their families to achieve […]

How To Use The VA Home Loan Benefit

For a lot of Veterans, active duty and retired, understanding how to use the VA Home Loan benefit to buy a home has been somewhat of a challenge, an enigma of sorts. Until recently, buying a home using a VA Home Loan was a slow and tedious process. It is, after all, a government program […]