5 Challenges With A VA Home Loan

There are advantages and disadvantages to any type of loan. However, the government-backed VA Home Loan offers one of the best deals in the industry for Veterans and active-duty military personnel who want to begin their path toward generational wealth. There’s a lot to appreciate with a VA Loan, not the least of which are […]

Buying An Air Conditioner: 5 Most Popular AC Types

These days, you won’t find many people who consider air conditioning in the home a luxury. Depending on where you live, it’s about as necessary as running water. But maybe you bought a house without any type of cooling system, or perhaps your AC has given up the ghost, and it’s time to upgrade. If […]

Tips To Get Your VA Loan Offer Accepted

For the most part, it is common knowledge these days that VA Home Loans are no more difficult to close than conventional loans. However, there are still those who continue with the notion that government-backed home loans suffer from the tangled red tape that makes them too complicated to deal with. Sure, some of that […]

Breaking Down a Purchase Contract

Purchasing a home is a bit like a Charles Dickens novel – it is the best of times; it is the worst of times. For most, the highs come from house hunting and finally selecting that property your entire family loves. The lows are often accompanied by abundant paperwork, much of which is nearly impossible […]

Easing the Burden of Military Moves On Kids

Military moves are life events filled with generous amounts of highs and lows. Maybe this PCS has you buying your first house, or if you’ve already owned your own home, you decided the time was right to go all in for your family’s dream home. After all, you tell yourself – and your spouse and […]

Buying a House Long Distance

Buying a House Long Distance Let’s say you’re stationed overseas, but now your PCS orders have come in, and guess what? You’re heading stateside. You can’t wait months for base housing to open up in your new area. Oh, and Junior wanted that cute wiggly puppy for his birthday that you swore looked like a […]

How Your Basic Allowance for Housing (BAH) Can Boost Your VA Loan

The Basic Allowance for Housing (BAH) is already familiar if you’re in the military. But did you know it can be a powerful financial ally when teamed with a VA Home Loan? Not only does the BAH impact your standard of living, but more often than not, it’s the cornerstone for your house-hunting budget.  Because […]

What You Don’t Know About Your VA Home Loan Benefit Could Cost You

Yes, it’s true that interest rates are up, and home inventories are down, but that doesn’t mean you should be among the many Veterans and active-duty servicemembers who shy away from taking advantage of their hard-earned and most powerful VA benefit – the VA Home Loan. Unfortunately, of the millions of Veterans and active-duty military […]

The Easiest and Quickest Way To Get Your VA Certificate of Eligibility

Why you need a COE Once you’ve decided you’re ready to buy a house using your VA Home Loan benefit, the next step is to get your Certificate of Eligibility (COE). You cannot begin the loan application process, and your lender can’t approve a VA Home Loan without it. This document, issued by the US […]

VA Cuts Interest Rates for Native American Veterans

As of March 13, 2023, the Department of Veterans Affairs lowered interest rates for VA Native American Direct Loans (NADL) from 6% to 2.5%. This significant drop in interest rates allows eligible Native American Veterans and those married to Native Americans to get VA Loans for homes on federal trust lands at a lower rate […]