9 Things To Do Right Away When You Buy A New House

Congratulations! You’ve weathered the storm that follows the homebuying process, from tracking down that perfect house and crossing fingers and toes that the seller will accept your offer to getting your credit in order and navigating the mortgage process. If you’re a first-time homebuyer, you probably think that now you can simply put the keys […]

Aligned Mortgage Closing Its San Diego Branch

If you’re a first-time homebuyer, trying to sort out that tangled mound of string that makes up the costs and fees that come with closing a loan might leave you dazed, confused, and more than a little frustrated. The good news is that you’re not alone – even better, we’re here to help unravel the […]

6 FAQs Demystifying VA Home Loan Fees and Closing Costs

If you’re a first-time homebuyer, trying to sort out that tangled mound of string that makes up the costs and fees that come with closing a loan might leave you dazed, confused, and more than a little frustrated. The good news is that you’re not alone – even better, we’re here to help unravel the […]

Lock In That Rising Mortgage Rate

“Well, it was nice while it lasted.” You’ll hear that line from some folks who are now dealing with the reality of rising mortgage interest rates, which constantly fluctuate based on market conditions. You can check and compare daily VA mortgage rates online, but bear in mind that your rates will come in lower or […]

FAQs: Refinancing a Conventional Loan to a VA Loan

Maybe you weren’t made aware of the incredible advantages of your VA Home Loan benefits when you bought your first house, so you took out a conventional loan. You’re not alone. Many veterans and active-duty servicemembers don’t realize that the Veterans Administration offers government-backed loans with huge perks that include no PMI (private mortgage insurance), […]

Factors That Could Cause Your VA Loan To Be Denied

The Fourth of July, apple pie, and owning your home all easily typify what many consider Americana. When it comes to homeownership, those lucky enough to have VA Loan eligibility enjoy a chance at the ultimate American dream of homeownership with zero money down, low closing costs, and user-friendly qualifying terms compared to conventional loans. […]

Aligned Mortgage: Credit Report FAQs

If you’re a Veteran and a first-time buyer searching for a house and want to use your VA Home Loan benefit, you should know that the process is different from taking out a conventional mortgage loan – it is far more relaxed. Although VA Home Loan programs are among the best home-lending options, it’s unfortunate […]

Co-Signing and Co-Borrowing on a VA Loan

You can’t argue that VA Home Loan requirements aren’t as stringent as those for conventional loans. After all, VA Loans don’t require down payments, and the minimum credit scores are quite a bit lower than those needed for traditional loans. For example, while a government-back lender could, under certain circumstances, approve a VA Loan with […]

Buy or Rent: Pros and Cons

You hear a lot about homeownership as the key building block of the American dream, especially for Veterans who sacrificed so much. You hear a lot about it because it’s true on so many levels. Sure, if you buy the right home in the right location, you’ll gain equity – and depending on how long […]

How Your VA Loan Can Help Build Your Dream House

What you need to know Aligned Mortgage is pleased to announce that it now offers Veterans and active-duty servicemembers the opportunity to build the dream of homeownership from the ground up. Most people aren’t as familiar with construction loans as more traditional types since the typical homebuyer is looking at properties that are already built. […]