More than a lender, we change lives.

One home at a time, one loan at a time, we help veterans and our local communities achieve their dreams of homeownership.

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We Take Pride In Helping to Educate Our Veterans About Their VA Home Loans.

Commitment and Service

We have worked with Jeff Howard for several years now…and during that time he has become one of our ‘go-to experts’ for VA loans.  Jeff is very knowledgeable, hardworking and most importantly he is reachable! Jeff has closed dozens of loans for our clients…and when he says he can do the loan…he gets the job… “Commitment and Service”

Jeanne and Alan Frace
The Frace Group Hawaii

Extremely Competent Well Respected

Jeff Howard is an extremely competent and well-respected mortgage Loan Officer.  Jeff and his staff respond to inquiries in a timely manner and meet the stringent timelines associated with the home loan mortgage process.  As a result, my clients are able to close on time while having a positive experience with his mortgage loan company.… “Extremely Competent Well Respected”

Leian Harosky
Coldwell Banker Pacific Properties

Commitment to Those Who Serve

I’ve worked with Tony and his team of dedicated professionals for many years and he has led the way in educating our veterans long before others have. They do an awesome job for the military home buyer and homeowner. His consistent dedication and commitment to those who serve are unparalleled.

Scott S

Coming Through for Realtors

Aligned Mortgage of Texas has consistently knocked it out of the park for our clients. When we have an active duty or veteran client this is the only company I trust to get the job done right. I highly recommended them.

Robert E.

Patient, Confident, and Knowledgeable

Robert help my family at the time with the loan process for our house. He was patient, confident, and knowledgeable. I had a lot of questions and he was able to answer them. The entire process was nerve racking and Robert was able to ensure us that the everything went according to plan and kept… “Patient, Confident, and Knowledgeable”

Attention to Detail, Communication, and Foresight

We can not recommend Larry enough for his attention to detail, communication, and foresight in seeing problems before they present themselves. Our duplex was listed as a condo, and not approved for VA financing. Larry stepped in after 2 other lenders failed to do their jobs, and got the deal done in three weeks… start… “Attention to Detail, Communication, and Foresight”

Highly Recommend You, Your Services, and Your Company to our Friends, Constituents, and Family.

We had an amazing experience working with you Larry. We’re very happy with your service handling our mortgage refinancing needs. You had patience explaining the processes of re-financing from the start to the end. We wished you were the first person first company that handled our mortgage when we bought our home in Waianae. We… “Highly Recommend You, Your Services, and Your Company to our Friends, Constituents, and Family.”

Larry and His Team Provided Me with Everything I Could Have Ever Asked For.

I am a Military man with a wife and three children, and moving to a place you have never been can obviously be stressful. Once I realized that I could actually be a homeowner I tried to seek out someone that could assist me. Larry and his team provided me with everything I could have… “Larry and His Team Provided Me with Everything I Could Have Ever Asked For.”

Your Local VA Loan Experts

We have helped thousands of veterans achieve their dream of home-ownership! It’s our mission to serve and educate veterans so they can own a piece of land that they swore to defend.

Aligned Education

Aligned with our community, coworkers, family, faith, and veterans, we offer unparalleled service and expertise. Get aligned with the truth of your VA Home Loan Benefits.

30 Day Closings

Our team's expertise provides a smooth loan process for the borrower, often closing within a month. Do not let anyone tell you it takes too long to close a VA Loan!

Aligned Mortgage - Waipio
94-539 Puahi Street
Waipio, HI 96797
NMLS #1696573
Licensed in Hawaii -Texas -Oregon -California
Waipio@AlignedMortgage.com
Phone 808-667-5626

Aligned Mortgage - Hilo
99 Aupuni St STE 108
Hilo, Hawaii 96720
NMLS #1727609
Licensed in Hawaii
Hilo@alignedmortgage.com
Phone (808) 495-0317

Aligned Mortgage - San Antonio
1027 Austin Hwy STE 101
San Antonio, TX 78209
NMLS #1695733
Licensed in Texas - California
SanAntonio@alignedmortgage.com
Phone 210-874-1630

 © 2018 American Pacific Mortgage Corporation. All information contained herein is for informational purposes only and, while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs and underwriting policies subject to change without notice. This is not an offer to extend credit or a commitment to lend. All loans subject to underwriting approval. Some products may not be available in all states and restrictions apply. Equal Housing Opportunity.
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Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act.

Consumers wishing to file a complaint against a company or a residential mortgage loan originator should complete and send a complaint form to the Texas Department of savings and mortgage lending, 2601 north Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov.

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